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Deposit Insurance

Deposit Insurance

With our exclusive yachting.com yachting insurance product, you can enjoy your cruise without unnecessary worries.
With our exclusive yachting.com yachting insurance product, you can enjoy your cruise without unnecessary worries.

The deposit is the amount you are responsible for in case of damage to the boat. We are the only company offering its own unique deposit insurance that covers a wide range of damages.
 
The deposit insurance from yachting°com was formed in close cooperation with the highly-experienced yachtsman Jiří Zindulka. He came up with it to help fellow yachters.  
 
So you can spend your holiday at sea without having to worry about needlessly losing thousands of euros in deposit. Whether it is a bad maneuver in a marina, a miscalculation when passing through a strait or a strong wind that can cause a rock strike or abrasions, we can sort it all out for you.


Benefits of Insurance from Yachting.com

  • Broadest coverage: The insurance covers all the most common and frequent damage to the vessel, which are excluded from most other insurance policies - damage to the sails, outboard motor and dinghy.
  • You save: Our price is unrivaled and our long-term clients get very attractive discounts. Client involvement is also minimal.
  • We’ll take care of you: In the case of a claim, just contact us and provide documentation of the damage. We’ll take care of the communication and you just wait for your money. All our clients’ claims have been resolved and the money paid out. Of course, we will help in case of any doubt.
  • Insurance set up quickly and fast: We are able to send the insurance contract immediately. You don’t have to sign and scan anything, just pay the amount on the contract, and the insurance comes into effect.
  • We’ll insure you throughout Europe and other exotic destinations
 

"In cooperation with a renowned insurer, the Kooperativa insurance company, we have prepared a customised, revolutionary product providing insurance covering liability for damage caused to a rented boat, with an indemnity limit in the level of the security deposit paid. We are an exclusive partner of Kooperativa and security deposit insurance can only be concluded with us. The insurance agent participating in preparation of the product is Platinum Consulting, which will also compile materials in the event of loss adjustment."

Jirka Zindulka’s TIP

Photos of damaged boats

What is covered by the insurance?

The range of coverage is wide and includes the most common damages that arise, often not covered by other companies.

  • sail damage (does not relate to damage to the spinnaker or genoa)
  • damage to the dinghy and outboard motor or their theft
  • theft of (or damage to) the electronic navigation equipment
  • insurance also covers sailing in locks and sluices
  • hatches which have been ripped off or trodden on
  • running aground even outside the harbour and damage to the keel, rudder, propeller or hull of the vessel caused by this
  • entanglement of ropes (fishing nets, plastic bags, etc.) in the propeller while sailing and the subsequent damage to the propeller, drive shaft or bearings and gasket caused by this
  • damage to the vessel’s gel coat (paintwork)

 

"In cooperation with a renowned insurer, the Kooperativa insurance company, we have prepared a customised, revolutionary product providing insurance covering liability for damage caused to a rented boat, with an indemnity limit in the level of the security deposit paid. We are an exclusive partner of Kooperativa and security deposit insurance can only be concluded with us. The insurance agent participating in preparation of the product is Platinum Consulting, which will also compile materials in the event of loss adjustment."

Jirka Zindulka’s TIP

Boat aground


How to arrange insurance

It is simple and straightforward. Just contact one of our salespeople and the contract is immediately prepared and sent out. You don’t have to sign and scan a thing, just pay the amount on the contract, and the insurance comes into effect.

  • The person renting the boat
  • The skipper
  • Any other member of the crew included in the valid crew list

Insurance may only be settled by a customer who has rented a boat from our company!


Overview of Insurance Rates in Europe 

Rates are dependent on the amount of the deposit and the deductible in the case of the claim. Long-term clients can get attractive discounts and bonuses of up to 50 %. 

Indemnity limit
(level of security deposit) in EUR
Deductible in EUR Single premium in EUR
 1–30 days
EUR 500 EUR 60 54 EUR
EUR 1,000 EUR 120 90 EUR
EUR 1,500 EUR 120 133 EUR
EUR 2,000 EUR 200 169 EUR
EUR 2,500 EUR 200 216 EUR
EUR 3,000 EUR 200 259 EUR
EUR 3,500 EUR 400 284 EUR
EUR 4,000 EUR 400 324 EUR
EUR 5,000 EUR 400 403 EUR
EUR 6,000 EUR 600 464 EUR
EUR 10,000 EUR 600 716 EUR

The validity of the insurance concluded is limited in time to the rental period (at most 30 days) and is linked to the specific boat.
Are you of sailing in exotic destinations? Please contact us and we will prepare a deposit insurance policy to cover you whilst sailing outside of Europe.

Arrange insurance from yachting.com

Successfully settled claims of our clients

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